/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-navy: #0a1f44;
    --secondary-navy: #1e3a5f;
    --accent-gold: #d4af37;
    --light-gold: #f4e8b1;
    --white: #ffffff;
    --light-gray: #f8f9fa;
    --medium-gray: #6c757d;
    --dark-gray: #343a40;
    --success: #28a745;
    --warning: #ffc107;
    --danger: #dc3545;
    --gradient-primary: linear-gradient(135deg, var(--primary-navy) 0%, var(--secondary-navy) 100%);
    --gradient-gold: linear-gradient(135deg, var(--accent-gold) 0%, var(--light-gold) 100%);
    --shadow-light: 0 2px 10px rgba(0, 0, 0, 0.1);
    --shadow-medium: 0 4px 20px rgba(0, 0, 0, 0.15);
    --shadow-heavy: 0 8px 30px rgba(0, 0, 0, 0.2);
    --border-radius: 8px;
    --border-radius-large: 16px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    line-height: 1.6;
    color: var(--dark-gray);
    background-color: var(--white);
    overflow-x: hidden;
}

body.no-scroll {
    overflow: hidden;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-weight: 600;
    line-height: 1.3;
    color: var(--primary-navy);
}

h1 {
    font-size: clamp(2rem, 5vw, 3.5rem);
    margin-bottom: 1.5rem;
}

h2 {
    font-size: clamp(1.75rem, 4vw, 2.5rem);
    margin-bottom: 1rem;
}

h3 {
    font-size: clamp(1.25rem, 3vw, 1.75rem);
    margin-bottom: 0.75rem;
}

p {
    margin-bottom: 1rem;
    color: var(--medium-gray);
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* Layout */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

section {
    padding: 5rem 0;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.875rem 2rem;
    font-size: 1rem;
    font-weight: 500;
    border-radius: var(--border-radius);
    border: 2px solid transparent;
    cursor: pointer;
    transition: var(--transition);
    text-decoration: none;
    white-space: nowrap;
}

.btn-primary {
    background: var(--gradient-primary);
    color: var(--white);
    border-color: var(--primary-navy);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-medium);
}

.btn-outline {
    background: transparent;
    color: var(--primary-navy);
    border-color: var(--primary-navy);
}

.btn-outline:hover {
    background: var(--primary-navy);
    color: var(--white);
}

.btn-text {
    background: transparent;
    color: var(--accent-gold);
    padding: 0.5rem 1rem;
    position: relative;
}

.btn-text::after {
    content: '→';
    margin-left: 0.5rem;
    transition: var(--transition);
}

.btn-text:hover::after {
    transform: translateX(4px);
}

/* Navigation */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid rgba(10, 31, 68, 0.1);
    z-index: 1000;
    transition: var(--transition);
}

.navbar.scrolled {
    background: rgba(255, 255, 255, 0.98);
    box-shadow: var(--shadow-light);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
}

.nav-brand .logo {
    height: 40px;
    width: auto;
}

.nav-menu {
    display: flex;
    align-items: center;
    list-style: none;
    gap: 2rem;
}

.nav-link {
    font-weight: 500;
    color: var(--primary-navy);
    position: relative;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent-gold);
    transition: var(--transition);
}

.nav-link:hover::after {
    width: 100%;
}

.dropdown {
    position: relative;
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--white);
    border-radius: var(--border-radius);
    box-shadow: var(--shadow-medium);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: var(--transition);
    min-width: 200px;
    list-style: none;
    padding: 0.5rem 0;
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu li {
    padding: 0;
}

.dropdown-menu a {
    display: block;
    padding: 0.75rem 1.5rem;
    color: var(--primary-navy);
    font-size: 0.9rem;
}

.dropdown-menu a:hover {
    background: var(--light-gray);
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.hamburger {
    display: none;
    flex-direction: column;
    cursor: pointer;
    gap: 4px;
}

.hamburger span {
    width: 25px;
    height: 3px;
    background: var(--primary-navy);
    transition: var(--transition);
}

/* Hero Section */
.hero {
    position: relative;
    height: 100vh;
    display: flex;
    align-items: center;
    overflow: hidden;
    background: linear-gradient(135deg, var(--light-gray) 0%, var(--white) 100%);
}

.hero-carousel {
    position: relative;
    width: 100%;
    height: 100%;
}

.hero-slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 5%;
    opacity: 0;
    transition: opacity 0.8s ease-in-out;
}

.hero-slide.active {
    opacity: 1;
}

.hero-content {
    flex: 1;
    max-width: 600px;
    animation: slideInLeft 0.8s ease-out;
}

.hero-image {
    flex: 1;
    display: flex;
    justify-content: center;
    align-items: center;
    animation: slideInRight 0.8s ease-out;
}

.hero-image img {
    max-width: 100%;
    height: auto;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-heavy);
}

.hero-actions {
    display: flex;
    gap: 1rem;
    margin-top: 2rem;
}

.carousel-controls {
    position: absolute;
    bottom: 2rem;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 0.75rem;
}

.carousel-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: rgba(10, 31, 68, 0.3);
    border: none;
    cursor: pointer;
    transition: var(--transition);
}

.carousel-dot.active {
    background: var(--accent-gold);
    transform: scale(1.2);
}

/* Services Overview */
.services-overview {
    background: var(--white);
}

.services-overview h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.service-card {
    text-align: center;
    padding: 2rem;
    border-radius: var(--border-radius-large);
    background: var(--light-gray);
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.service-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.service-icon img {
    width: 40px;
    height: 40px;
}

/* Trust Section */
.trust-section {
    background: var(--gradient-primary);
    color: var(--white);
}

.trust-section h2,
.trust-section h3,
.trust-section p {
    color: var(--white);
}

.trust-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
}

.stat-item {
    text-align: center;
}

.stat-item h3 {
    font-size: 2.5rem;
    color: var(--accent-gold);
    margin-bottom: 0.5rem;
}

.trust-pilot {
    text-align: center;
    padding: 2rem;
    background: rgba(255, 255, 255, 0.1);
    border-radius: var(--border-radius-large);
    backdrop-filter: blur(10px);
}

.trust-pilot-rating .stars {
    color: var(--accent-gold);
    font-size: 1.5rem;
    margin: 1rem 0;
}

/* Why Choose Us */
.why-choose-us {
    background: var(--light-gray);
}

.why-choose-us h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.benefit-card {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    text-align: center;
    transition: var(--transition);
}

.benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.benefit-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    background: var(--accent-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-icon img {
    width: 30px;
    height: 30px;
}

/* Testimonials */
.testimonials {
    background: var(--white);
}

.testimonials h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.testimonial-carousel {
    position: relative;
    max-width: 800px;
    margin: 0 auto;
}

.testimonial-slide {
    opacity: 0;
    transition: opacity 0.5s ease-in-out;
}

.testimonial-slide.active {
    opacity: 1;
}

.testimonial-content {
    text-align: center;
    padding: 2rem;
}

.testimonial-content .stars {
    color: var(--accent-gold);
    font-size: 1.25rem;
    margin-bottom: 1rem;
}

.testimonial-author {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1rem;
    margin-top: 2rem;
}

.testimonial-author img {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    object-fit: cover;
}

.testimonial-controls {
    display: flex;
    justify-content: center;
    gap: 0.75rem;
    margin-top: 2rem;
}

.testimonial-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: rgba(10, 31, 68, 0.3);
    border: none;
    cursor: pointer;
    transition: var(--transition);
}

.testimonial-dot.active {
    background: var(--accent-gold);
    transform: scale(1.2);
}

/* Newsletter */
.newsletter {
    background: var(--gradient-primary);
    color: var(--white);
}

.newsletter h2,
.newsletter p {
    color: var(--white);
}

.newsletter-content {
    text-align: center;
    max-width: 600px;
    margin: 0 auto;
}

.newsletter-form {
    display: flex;
    gap: 1rem;
    margin: 2rem 0;
}

.newsletter-form input {
    flex: 1;
    padding: 0.875rem 1.5rem;
    border: none;
    border-radius: var(--border-radius);
    font-size: 1rem;
}

.newsletter-disclaimer {
    font-size: 0.875rem;
    opacity: 0.8;
}

/* Footer */
.footer {
    background: var(--primary-navy);
    color: var(--white);
    padding: 4rem 0 2rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-section h3 {
    color: var(--accent-gold);
    margin-bottom: 1.5rem;
}

.footer-section ul {
    list-style: none;
}

.footer-section li {
    margin-bottom: 0.75rem;
}

.footer-section a {
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.9rem;
}

.footer-section a:hover {
    color: var(--accent-gold);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 2rem;
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 2rem;
    align-items: center;
}

.footer-trust {
    display: flex;
    gap: 1rem;
}

.footer-trust img {
    height: 40px;
    width: auto;
    opacity: 0.8;
}

.footer-social {
    display: flex;
    gap: 1rem;
}

.footer-social a {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
}

.footer-social a:hover {
    background: var(--accent-gold);
}

.footer-social img {
    width: 20px;
    height: 20px;
}

.footer-copyright {
    text-align: right;
    font-size: 0.875rem;
    color: rgba(255, 255, 255, 0.6);
}

.footer-copyright p {
    margin-bottom: 0.5rem;
    color: rgba(255, 255, 255, 0.6);
}

/* Floating CTA */
.floating-cta {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    z-index: 999;
    animation: float 3s ease-in-out infinite;
}

.floating-cta .btn {
    box-shadow: var(--shadow-heavy);
}

/* Animations */
@keyframes slideInLeft {
    from {
        opacity: 0;
        transform: translateX(-50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes slideInRight {
    from {
        opacity: 0;
        transform: translateX(50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes float {
    0%, 100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-8px);
    }
}

/* Mobile Responsive */
@media (max-width: 768px) {
    .nav-menu {
        position: fixed;
        top: 80px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 80px);
        background: var(--white);
        flex-direction: column;
        justify-content: flex-start;
        padding: 2rem;
        transition: left 0.3s ease;
        gap: 1.5rem;
    }

    .nav-menu.active {
        left: 0;
    }

    .hamburger {
        display: flex;
    }

    .hamburger.active span:nth-child(1) {
        transform: rotate(45deg) translate(5px, 5px);
    }

    .hamburger.active span:nth-child(2) {
        opacity: 0;
    }

    .hamburger.active span:nth-child(3) {
        transform: rotate(-45deg) translate(7px, -6px);
    }

    .nav-actions {
        display: none;
    }

    .hero-slide {
        flex-direction: column;
        text-align: center;
        padding: 2rem 1rem;
    }

    .hero-content {
        margin-bottom: 2rem;
    }

    .hero-actions {
        flex-direction: column;
        align-items: center;
    }

    .services-grid,
    .benefits-grid {
        grid-template-columns: 1fr;
    }

    .trust-stats {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .footer-bottom {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .footer-trust,
    .footer-social {
        justify-content: center;
    }

    .newsletter-form {
        flex-direction: column;
    }

    .floating-cta {
        bottom: 1rem;
        right: 1rem;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 1rem;
    }

    section {
        padding: 3rem 0;
    }

    .trust-stats {
        grid-template-columns: 1fr;
    }

    .hero-content h1 {
        font-size: 1.75rem;
    }

    .btn {
        padding: 0.75rem 1.5rem;
        font-size: 0.9rem;
    }
}

/* Print Styles */
@media print {
    .navbar,
    .floating-cta,
    .carousel-controls,
    .testimonial-controls {
        display: none;
    }

    body {
        color: black;
        background: white;
    }

    .hero {
        height: auto;
        padding: 2rem 0;
    }
}

/* Accessibility */
.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

/* Focus States */
a:focus,
button:focus,
input:focus,
select:focus,
textarea:focus {
    outline: 2px solid var(--accent-gold);
    outline-offset: 2px;
}

/* Reduced Motion */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
}

/* Education Page Styles */
.education-hero {
    background: linear-gradient(135deg, var(--light-gray) 0%, var(--white) 100%);
    padding: 8rem 0 4rem;
    text-align: center;
}

.education-hero h1 {
    margin-bottom: 1.5rem;
}

.education-hero p {
    font-size: 1.25rem;
    max-width: 600px;
    margin: 0 auto;
}

.featured-articles {
    background: var(--white);
}

.featured-articles h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.articles-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.article-card {
    background: var(--white);
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
    overflow: hidden;
    transition: var(--transition);
}

.article-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.article-image {
    height: 200px;
    overflow: hidden;
}

.article-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.article-content {
    padding: 1.5rem;
}

.article-category {
    display: inline-block;
    background: var(--accent-gold);
    color: var(--primary-navy);
    padding: 0.25rem 0.75rem;
    border-radius: var(--border-radius);
    font-size: 0.875rem;
    font-weight: 500;
    margin-bottom: 1rem;
}

.education-categories {
    background: var(--light-gray);
}

.education-categories h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.categories-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.category-card {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    text-align: center;
    box-shadow: var(--shadow-light);
    transition: var(--transition);
}

.category-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.category-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.category-icon img {
    width: 30px;
    height: 30px;
}

.category-topics {
    list-style: none;
    margin: 1.5rem 0;
    text-align: left;
}

.category-topics li {
    margin-bottom: 0.5rem;
    color: var(--medium-gray);
}

.financial-tools {
    background: var(--white);
}

.financial-tools h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.tools-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.tool-card {
    text-align: center;
    padding: 2rem;
    border-radius: var(--border-radius-large);
    background: var(--light-gray);
    transition: var(--transition);
}

.tool-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.tool-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    background: var(--accent-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.tool-icon img {
    width: 30px;
    height: 30px;
}

.video-library {
    background: var(--light-gray);
}

.video-library h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.videos-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.video-card {
    background: var(--white);
    border-radius: var(--border-radius-large);
    overflow: hidden;
    box-shadow: var(--shadow-light);
    transition: var(--transition);
}

.video-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.video-thumbnail {
    position: relative;
    height: 200px;
    overflow: hidden;
}

.video-thumbnail img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.play-button {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 60px;
    height: 60px;
    background: rgba(0, 0, 0, 0.7);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: var(--transition);
}

.play-button:hover {
    background: rgba(0, 0, 0, 0.9);
}

.play-button img {
    width: 20px;
    height: 20px;
    margin-left: 4px;
}

.video-content {
    padding: 1.5rem;
}

.video-duration {
    display: inline-block;
    background: var(--light-gray);
    color: var(--medium-gray);
    padding: 0.25rem 0.5rem;
    border-radius: var(--border-radius);
    font-size: 0.875rem;
    margin-top: 1rem;
}

.education-newsletter {
    background: var(--gradient-primary);
    color: var(--white);
    text-align: center;
}

.education-newsletter h2,
.education-newsletter p {
    color: var(--white);
}

/* Contact Page Styles */
.contact-hero {
    background: linear-gradient(135deg, var(--light-gray) 0%, var(--white) 100%);
    padding: 8rem 0 4rem;
    text-align: center;
}

.contact-hero h1 {
    margin-bottom: 1.5rem;
}

.contact-hero p {
    font-size: 1.25rem;
    max-width: 600px;
    margin: 0 auto;
}

.contact-options {
    background: var(--white);
}

.contact-options h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.contact-card {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
    text-align: center;
    transition: var(--transition);
}

.contact-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.contact-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.contact-icon img {
    width: 40px;
    height: 40px;
}

.contact-details {
    margin-top: 1.5rem;
    text-align: left;
}

.contact-item {
    margin-bottom: 1rem;
}

.contact-item strong {
    display: block;
    color: var(--primary-navy);
    margin-bottom: 0.25rem;
}

.contact-form-section {
    background: var(--light-gray);
}

.form-container {
    max-width: 800px;
    margin: 0 auto;
    background: var(--white);
    padding: 3rem;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
}

.form-container h2 {
    text-align: center;
    margin-bottom: 1rem;
}

.form-container > p {
    text-align: center;
    margin-bottom: 2rem;
}

.contact-form {
    margin-top: 2rem;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group label {
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--primary-navy);
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 0.875rem;
    border: 2px solid #e0e0e0;
    border-radius: var(--border-radius);
    font-size: 1rem;
    transition: var(--transition);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--accent-gold);
}

.checkbox-group {
    flex-direction: row;
    align-items: flex-start;
    gap: 0.75rem;
}

.checkbox-group input[type="checkbox"] {
    width: auto;
    margin-top: 0.25rem;
}

.checkbox-group label {
    margin-bottom: 0;
    font-weight: normal;
    color: var(--medium-gray);
}

.form-success {
    text-align: center;
    padding: 2rem;
}

.success-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--success);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    font-weight: bold;
}

.office-locations {
    background: var(--white);
}

.office-locations h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.locations-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.location-card {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
    text-align: center;
    transition: var(--transition);
}

.location-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.location-flag {
    width: 60px;
    height: 40px;
    margin: 0 auto 1rem;
}

.location-flag img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 4px;
}

.location-address {
    margin: 1rem 0;
    font-style: normal;
    color: var(--medium-gray);
}

.location-contact,
.location-hours {
    margin: 1rem 0;
    font-size: 0.9rem;
}

.location-contact strong,
.location-hours strong {
    display: block;
    color: var(--primary-navy);
    margin-bottom: 0.25rem;
}

.contact-faq {
    background: var(--light-gray);
}

.contact-faq h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.faq-item {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
}

.faq-item h3 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

.emergency-contact {
    background: var(--gradient-primary);
    color: var(--white);
    text-align: center;
}

.emergency-content {
    max-width: 600px;
    margin: 0 auto;
}

.emergency-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--accent-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.emergency-icon img {
    width: 40px;
    height: 40px;
}

.emergency-numbers {
    display: flex;
    justify-content: center;
    gap: 2rem;
    margin-top: 2rem;
    flex-wrap: wrap;
}

.emergency-number {
    background: rgba(255, 255, 255, 0.1);
    padding: 1rem 1.5rem;
    border-radius: var(--border-radius);
    backdrop-filter: blur(10px);
}

/* Mobile Responsive for new sections */
@media (max-width: 768px) {
    .articles-grid,
    .categories-grid,
    .tools-grid,
    .videos-grid,
    .contact-grid,
    .locations-grid {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .emergency-numbers {
        flex-direction: column;
        gap: 1rem;
    }
}

/* Careers Page Styles */
.careers-hero {
    background: linear-gradient(135deg, var(--light-gray) 0%, var(--white) 100%);
    padding: 8rem 0 4rem;
    text-align: center;
}

.careers-hero-content h1 {
    margin-bottom: 1.5rem;
}

.careers-hero-content p {
    font-size: 1.25rem;
    max-width: 600px;
    margin: 0 auto 2rem;
}

.why-work {
    background: var(--white);
}

.why-work h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.benefit-card {
    text-align: center;
    padding: 2rem;
    border-radius: var(--border-radius-large);
    background: var(--light-gray);
    transition: var(--transition);
}

.benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.benefit-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-icon img {
    width: 40px;
    height: 40px;
}

.current-openings {
    background: var(--light-gray);
}

.current-openings h2 {
    text-align: center;
    margin-bottom: 2rem;
}

.filters {
    display: flex;
    gap: 2rem;
    margin-bottom: 2rem;
    justify-content: center;
    flex-wrap: wrap;
}

.filter-group {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.filter-group label {
    font-weight: 500;
    color: var(--primary-navy);
}

.filter-group select {
    padding: 0.75rem;
    border: 2px solid #e0e0e0;
    border-radius: var(--border-radius);
    font-size: 1rem;
    background: var(--white);
}

.jobs-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 2rem;
}

.job-card {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
    transition: var(--transition);
}

.job-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.job-header {
    margin-bottom: 1rem;
}

.job-header h3 {
    margin-bottom: 0.5rem;
    color: var(--primary-navy);
}

.job-meta {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.job-meta span {
    font-size: 0.9rem;
    color: var(--medium-gray);
}

.job-meta .department {
    background: var(--accent-gold);
    color: var(--primary-navy);
    padding: 0.25rem 0.75rem;
    border-radius: var(--border-radius);
    font-weight: 500;
}

.job-card p {
    margin-bottom: 1rem;
    line-height: 1.6;
}

.job-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
}

.tag {
    background: var(--light-gray);
    color: var(--medium-gray);
    padding: 0.25rem 0.75rem;
    border-radius: var(--border-radius);
    font-size: 0.875rem;
}

.no-jobs {
    text-align: center;
    padding: 3rem;
    color: var(--medium-gray);
}

.company-culture {
    background: var(--white);
}

.culture-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.culture-text h2 {
    margin-bottom: 1.5rem;
}

.culture-text p {
    font-size: 1.1rem;
    margin-bottom: 2rem;
}

.culture-values {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.value-item h3 {
    color: var(--accent-gold);
    margin-bottom: 0.5rem;
}

.culture-image img {
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-medium);
}

.benefits-section {
    background: var(--light-gray);
}

.benefits-section h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.benefit-category {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
}

.benefit-category h3 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

.benefit-category ul {
    list-style: none;
}

.benefit-category li {
    margin-bottom: 0.75rem;
    padding-left: 1rem;
    position: relative;
}

.benefit-category li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--accent-gold);
    font-weight: bold;
}

/* Application Modal */
.modal {
    display: none;
    position: fixed;
    z-index: 2000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.5);
    overflow: auto;
}

.modal-content {
    background-color: var(--white);
    margin: 5% auto;
    padding: 0;
    border-radius: var(--border-radius-large);
    width: 90%;
    max-width: 600px;
    box-shadow: var(--shadow-heavy);
}

.modal-header {
    padding: 2rem;
    border-bottom: 1px solid #e0e0e0;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.modal-header h2 {
    margin: 0;
    color: var(--primary-navy);
}

.close {
    font-size: 2rem;
    font-weight: bold;
    cursor: pointer;
    color: var(--medium-gray);
}

.close:hover {
    color: var(--dark-gray);
}

.application-form {
    padding: 2rem;
}

.application-form .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.application-form .form-group {
    display: flex;
    flex-direction: column;
}

.application-form label {
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--primary-navy);
}

.application-form input,
.application-form select,
.application-form textarea {
    padding: 0.875rem;
    border: 2px solid #e0e0e0;
    border-radius: var(--border-radius);
    font-size: 1rem;
    transition: var(--transition);
}

.application-form input:focus,
.application-form select:focus,
.application-form textarea:focus {
    outline: none;
    border-color: var(--accent-gold);
}

.application-form input[type="file"] {
    padding: 0.5rem;
}

.application-form small {
    color: var(--medium-gray);
    font-size: 0.875rem;
    margin-top: 0.25rem;
}

.application-success {
    text-align: center;
    padding: 3rem 2rem;
}

.application-success .success-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--success);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    font-weight: bold;
}

.application-success h3 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

/* Responsive Design */
@media (max-width: 768px) {
    .culture-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .jobs-list {
        grid-template-columns: 1fr;
    }
    
    .application-form .form-row {
        grid-template-columns: 1fr;
    }
    
    .filters {
        flex-direction: column;
        align-items: center;
    }
}

/* Savings Accounts Page */
.account-types {
    background: var(--white);
    padding: 5rem 0;
}

.account-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.account-card {
    background: var(--white);
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
    padding: 2rem;
    text-align: center;
    position: relative;
    transition: var(--transition);
}

.account-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.account-card.featured {
    border: 2px solid var(--accent-gold);
}

.featured-badge {
    position: absolute;
    top: -10px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--accent-gold);
    color: var(--primary-navy);
    padding: 0.5rem 1rem;
    border-radius: var(--border-radius);
    font-size: 0.875rem;
    font-weight: 600;
}

.account-header h3 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

.price {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--accent-gold);
    margin-bottom: 1.5rem;
}

.rate-display {
    display: flex;
    align-items: baseline;
    justify-content: center;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
}

.rate {
    font-size: 2rem;
    font-weight: 700;
    color: var(--accent-gold);
}

.rate-label {
    font-size: 0.875rem;
    color: var(--medium-gray);
}

.account-features ul,
.loan-features ul {
    list-style: none;
    text-align: left;
    margin-bottom: 2rem;
}

.account-features li,
.loan-features li {
    margin-bottom: 0.75rem;
    color: var(--medium-gray);
}

.account-footer,
.loan-footer {
    margin-top: auto;
}

.minimum,
.eligibility {
    font-size: 0.875rem;
    color: var(--medium-gray);
    margin-bottom: 1rem;
}

/* Savings Calculator */
.savings-calculator,
.loan-calculator,
.investment-calculator {
    background: var(--light-gray);
    padding: 5rem 0;
}

.calculator-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    margin-top: 3rem;
}

.calculator-inputs {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.input-group {
    display: flex;
    flex-direction: column;
}

.input-group label {
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--primary-navy);
}

.input-group input,
.input-group select {
    padding: 0.875rem;
    border: 2px solid #e0e0e0;
    border-radius: var(--border-radius);
    font-size: 1rem;
    transition: var(--transition);
}

.input-group input:focus,
.input-group select:focus {
    outline: none;
    border-color: var(--accent-gold);
}

.calculator-results {
    background: var(--white);
    border-radius: var(--border-radius-large);
    padding: 2rem;
    box-shadow: var(--shadow-light);
}

.result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 0;
    border-bottom: 1px solid #e0e0e0;
}

.result-item:last-child {
    border-bottom: none;
}

.result-label {
    font-weight: 500;
    color: var(--medium-gray);
}

.result-value {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--primary-navy);
}

.result-value.highlight {
    color: var(--accent-gold);
    font-size: 1.5rem;
}

/* Why Choose Sections */
.why-choose-savings,
.why-choose-loans,
.why-invest {
    background: var(--white);
    padding: 5rem 0;
}

.why-choose-savings h2,
.why-choose-loans h2,
.why-invest h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.benefit-item {
    text-align: center;
    padding: 2rem;
}

.benefit-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.benefit-icon img {
    width: 40px;
    height: 40px;
}

/* How It Works */
.how-it-works {
    background: var(--light-gray);
    padding: 5rem 0;
}

.steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.step {
    text-align: center;
    position: relative;
}

.step-number {
    width: 60px;
    height: 60px;
    background: var(--accent-gold);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0 auto 1.5rem;
}

/* FAQs */
.savings-faq,
.current-faq {
    background: var(--white);
    padding: 5rem 0;
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.faq-item {
    background: var(--light-gray);
    padding: 2rem;
    border-radius: var(--border-radius-large);
}

.faq-item h3 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

/* CTA Sections */
.savings-cta,
.current-cta,
.loan-cta,
.business-cta,
.investing-cta {
    background: var(--gradient-primary);
    color: var(--white);
    text-align: center;
    padding: 5rem 0;
}

.savings-cta h2,
.current-cta h2,
.loan-cta h2,
.business-cta h2,
.investing-cta h2 {
    color: var(--white);
    margin-bottom: 1rem;
}

.savings-cta p,
.current-cta p,
.loan-cta p,
.business-cta p,
.investing-cta p {
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 2rem;
}

/* Current Account Specific */
.current-features,
.smart-banking,
.cash-management {
    background: var(--white);
    padding: 5rem 0;
}

.features-grid,
.tools-grid,
.management-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.feature-card,
.tool-card,
.support-card {
    text-align: center;
    padding: 2rem;
    border-radius: var(--border-radius-large);
    background: var(--light-gray);
    transition: var(--transition);
}

.feature-card:hover,
.tool-card:hover,
.support-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.feature-icon,
.tool-icon,
.support-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    background: var(--accent-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.feature-icon img,
.tool-icon img,
.support-icon img {
    width: 30px;
    height: 30px;
}

/* Overdraft Information */
.overdraft-info {
    background: var(--white);
    padding: 5rem 0;
}

.overdraft-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.overdraft-calculator {
    background: var(--light-gray);
    padding: 2rem;
    border-radius: var(--border-radius-large);
}

.overdraft-calculator h4 {
    margin-bottom: 1.5rem;
    color: var(--primary-navy);
}

.calculator-input label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--primary-navy);
}

.calculator-input input {
    width: 100%;
    padding: 0.875rem;
    border: 2px solid #e0e0e0;
    border-radius: var(--border-radius);
    font-size: 1rem;
}

.calculator-result {
    margin-top: 1.5rem;
}

.calculator-result p {
    margin-bottom: 0.5rem;
    display: flex;
    justify-content: space-between;
}

.calculator-result strong {
    color: var(--primary-navy);
}

/* Student Banking */
.student-banking {
    background: var(--light-gray);
    padding: 5rem 0;
}

.student-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.student-benefits {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
}

.student-benefits h4 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

.perk-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1rem;
    padding: 1rem;
    background: var(--light-gray);
    border-radius: var(--border-radius);
}

.perk-icon {
    font-size: 1.5rem;
}

/* Loan Specific Styles */
.loan-types {
    background: var(--white);
    padding: 5rem 0;
}

.loan-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.loan-card {
    background: var(--white);
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
    padding: 2rem;
    text-align: center;
    transition: var(--transition);
}

.loan-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.loan-card.featured {
    border: 2px solid var(--accent-gold);
}

.loan-header {
    margin-bottom: 1.5rem;
}

.loan-header h3 {
    margin-bottom: 0.5rem;
    color: var(--primary-navy);
}

.loan-details {
    margin: 1.5rem 0;
}

.detail-item {
    display: flex;
    justify-content: space-between;
    padding: 0.5rem 0;
    border-bottom: 1px solid #e0e0e0;
}

.detail-item:last-child {
    border-bottom: none;
}

.detail-item .label {
    color: var(--medium-gray);
}

.detail-item .value {
    font-weight: 600;
    color: var(--primary-navy);
}

/* Eligibility Checker */
.eligibility-checker {
    background: var(--light-gray);
    padding: 5rem 0;
}

.eligibility-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.checker-text {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
}

.checker-text h3 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

.checker-text p {
    margin-bottom: 2rem;
}

.requirements {
    background: var(--light-gray);
    padding: 1.5rem;
    border-radius: var(--border-radius);
}

.requirements h4 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

.requirements ul {
    list-style: none;
}

.requirements li {
    margin-bottom: 0.75rem;
    color: var(--medium-gray);
}

.checker-form {
    background: var(--white);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
}

.checker-form .form-group {
    margin-bottom: 1.5rem;
}

.checker-form label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--primary-navy);
}

.checker-form select {
    width: 100%;
    padding: 0.875rem;
    border: 2px solid #e0e0e0;
    border-radius: var(--border-radius);
    font-size: 1rem;
    background: var(--white);
}

/* Loan Testimonials */
.loan-testimonials {
    background: var(--light-gray);
    padding: 5rem 0;
}

.loan-testimonials h2 {
    text-align: center;
    margin-bottom: 3rem;
}

/* Business Banking Specific */
.business-accounts {
    background: var(--white);
    padding: 5rem 0;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.service-card {
    background: var(--light-gray);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    text-align: center;
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.service-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.service-icon img {
    width: 30px;
    height: 30px;
}

.service-card h3 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

.service-card p {
    margin-bottom: 1.5rem;
}

.service-card ul {
    list-style: none;
    text-align: left;
    margin-bottom: 2rem;
}

.service-card li {
    margin-bottom: 0.5rem;
    color: var(--medium-gray);
}

/* Business Support */
.business-support {
    background: var(--light-gray);
    padding: 5rem 0;
}

.support-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.support-card {
    text-align: center;
    padding: 2rem;
    border-radius: var(--border-radius-large);
    background: var(--white);
    transition: var(--transition);
}

.support-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

/* Business CTA */
.business-cta {
    background: var(--gradient-primary);
    color: var(--white);
    text-align: center;
}

.business-cta h2 {
    color: var(--white);
    margin-bottom: 1rem;
}

.business-cta p {
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 2rem;
}

/* Investing Specific */
.investment-options {
    background: var(--white);
    padding: 5rem 0;
}

.investment-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.investment-card {
    background: var(--white);
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
    padding: 2rem;
    text-align: center;
    transition: var(--transition);
}

.investment-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.investment-card.featured {
    border: 2px solid var(--accent-gold);
}

.investment-header {
    margin-bottom: 1.5rem;
}

.investment-header h3 {
    margin-bottom: 0.5rem;
    color: var(--primary-navy);
}

.fee-display {
    display: flex;
    align-items: baseline;
    justify-content: center;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
}

.fee {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--accent-gold);
}

.fee-label {
    font-size: 0.875rem;
    color: var(--medium-gray);
}

.investment-features ul {
    list-style: none;
    text-align: left;
    margin-bottom: 2rem;
}

.investment-features li {
    margin-bottom: 0.75rem;
    color: var(--medium-gray);
}

/* Portfolio Options */
.portfolio-options {
    background: var(--light-gray);
    padding: 5rem 0;
}

.portfolio-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.portfolio-card {
    background: var(--white);
    border-radius: var(--border-radius-large);
    box-shadow: var(--shadow-light);
    padding: 2rem;
    text-align: center;
    transition: var(--transition);
}

.portfolio-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.portfolio-header {
    margin-bottom: 1.5rem;
}

.portfolio-header h3 {
    margin-bottom: 0.5rem;
    color: var(--primary-navy);
}

.risk-level {
    font-size: 0.875rem;
    color: var(--medium-gray);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.portfolio-allocation {
    margin: 1.5rem 0;
}

.allocation-bar {
    display: flex;
    height: 20px;
    border-radius: 10px;
    overflow: hidden;
    margin-bottom: 1rem;
}

.allocation-segment {
    height: 100%;
}

.allocation-segment.stocks {
    background: #27ae60;
}

.allocation-segment.bonds {
    background: #3498db;
}

.allocation-segment.cash {
    background: #95a5a6;
}

.allocation-labels {
    display: flex;
    justify-content: space-between;
    font-size: 0.875rem;
    color: var(--medium-gray);
}

.portfolio-returns {
    margin: 1.5rem 0;
}

.return-item {
    display: flex;
    justify-content: space-between;
    padding: 0.5rem 0;
    border-bottom: 1px solid #e0e0e0;
}

.return-item:last-child {
    border-bottom: none;
}

.return-item .label {
    color: var(--medium-gray);
}

.return-item .value {
    font-weight: 600;
    color: var(--primary-navy);
}

/* Investment Education */
.investment-education,
.ethical-investing {
    background: var(--white);
    padding: 5rem 0;
}

.education-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.education-card {
    background: var(--light-gray);
    padding: 2rem;
    border-radius: var(--border-radius-large);
    text-align: center;
    transition: var(--transition);
}

.education-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-medium);
}

.education-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    background: var(--accent-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.education-icon img {
    width: 30px;
    height: 30px;
}

.education-card h3 {
    margin-bottom: 1rem;
    color: var(--primary-navy);
}

.education-card p {
    margin-bottom: 1.5rem;
}

.ethical-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.ethical-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
}

/* Investing CTA */
.investing-cta {
    background: var(--gradient-primary);
    color: var(--white);
    text-align: center;
}

.investing-cta h2 {
    color: var(--white);
    margin-bottom: 1rem;
}

.investing-cta p {
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 2rem;
}

/* Mobile Responsive for new sections */
@media (max-width: 768px) {
    .calculator-wrapper,
    .overdraft-content,
    .student-content,
    .ethical-content,
    .eligibility-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .account-grid,
    .loan-grid,
    .investment-grid,
    .portfolio-grid,
    .services-grid,
    .management-grid,
    .support-grid,
    .education-grid {
        grid-template-columns: 1fr;
    }
    
    .steps,
    .benefits-grid {
        grid-template-columns: 1fr;
    }
}